Banking is not for me

So far, so good on the job front.  I have been getting emails from the Company, guiding me through their 'in-doc' procedures.  They call it the 'Red Carpet,' which I think is just lovely!  (And Yes, I said 'lovely.')  It makes me feel welcomed and important.  Isn't that how everyone should feel when being introduced into a new company? 

So, I've got until Friday to get a copy of my High School diploma (and I have absolutely NO idea how to do that...) and enroll in Direct Deposit.  Normally, this would not be a problem.  However, we are disappointed in the way our bank is going, and want to switch to something else.  Unfortunately, we have not yet decided on which bank to use.

I am currently trying to figure out what the difference between a Bank and a Credit Union is.  I would like to earn money on our savings, but with the economy the way it is today, that's pretty tough to find.  I would also like to be able to use the account and not have to pay for it every month.  That's the problem with our current bank - they are going from 'Free Checking' to having to pay $7 every month!  Um... No thank you...  Sure, $7 isn't all that much to some people, but it adds up!  Plus, I'm poor - so it IS a lot of money to me!

I was thinking of maybe going to the bank that holds our mortgage, but we eventually would like to refinance that, so it may not matter in the long run.

UGH!  I wish they would have taught this stuff in High School.  I was lucky enough to have one teacher who taught us a bit about the stock market, how to write a check, and a bit about balancing a checkbook - but back then, Debit cards were scarce.  Hmm.. now that I think about it, that shouldn't make much of a difference.  *sigh*  Maybe banks should do monthly seminars on this stuff!  Now THAT would be great!  Who better to learn from, right?  

Okay, I just made myself giggle on that one.  I'm sure people are out there thinking, "Yeah, let's learn from the banks that can't seem to handle their own money problems.  Maybe we can learn how to get bailed out, too!"

So...  Here goes nothing.  Research, Research, Research...  

What do you use, and/or prefer?  Bank or Credit Union? 

What a Good Day

I know, I know.. I'm sorely slacking on the writing thing...  I suck.  I write more when I am not under a 'deadline,' I guess.  However, I wanted to give a big sigh of relief by posting publicly that I have had a pretty good couple of days!

I spent the majority of Sunday in the library, filling out job applications for the husband, while he was home.  Doing nothing, I might add.  Didn't touch a dish in the sink; didn't take anything out for dinner; zip, zero, zilch, NADA!  I knew he wouldn't, but it still irked me.  He had the day off because the Moble Unit he mans for the local police department had broken down.  So he wasn't needed.

It started off crazy.  I honestly don't know why.  The night before was pretty nice.  But at 5AM, when he would normally go to work, he got up, showered and proceeded to B!+C# about how he couldn't find things that he swore he put away.  He stomped around like a child for almost an hour.  Mind you, it's Five in the Frickin' Morning!!!!  I didn't have to wake up early, so I was up late watching my LockUp marathon on MSNBC....  I'm not a morning person to begin with, but that was just horrific!

I still had not found my wedding ring, and I was pretty upset by it.  Anyway, by the time the library opened, I couldn't wait to get out of the house. 

When I got home, things were much, much, MUCH calmer.  I'm thinking he had a good nap.  But that's me.  We watched Kick Ass (which was quite good) and ate Pizza (which was also quite good).  Not long after, we called it a night.  He had to get up at 4 this morning for another shift.

I happened to be in the bathroom, drying my hands and face, when I had an epiphany.   I wondered if maybe I had lost my ring when I was doing the exact same thing the night it was lost.  It's always loose by that time of day, so I try to take special care to keep it on...  but maybe...   I looked behind the toilet, in the garbage, in the toilet scrubber doohickey... Nothing. 

As a fluke, I lifted up the bathmat.  Then the mat that sits under the toilet.  My heart sunk. It wasn't there.  Maybe I was wrong.  Until I leaned down to straighten it out and caught a flash in the corner of my eye.  MY RING!  I was absolutely thrilled!  I leaned down and plucked it out of the cotton loops that make up our mats and felt complete again.  I knew it was going to be a good week.

So, since I'm rambling already, may as well keep going, right?

I got up at 4 with the hubs, so that I could take the car for the day.  And I am thankful I did!  I had a first interview for a position last Friday, and got the call back for a second interview that afternoon.  In my head, I was sure it was scheduled for Wednesday, the 10th.  On the way home, I listened to the call, just to be sure.  Nope, I was wrong.  It was scheduled at 10.  TODAY!

I went home, but couldn't fall right back to sleep.  I was already awake, and quite excited/nervous for the interview.  I did finally get a little rest, but jumped up at 8AM to get ready and go.

Long story short, (I know, too late for that), THEY HIRED ME!!!!  I took the drug test this afternoon, filled out some online 'paperwork,' and now I just wait to make sure the background check comes back fine.  It should... but you never know!  =)  I'm very excited and I hope that by Friday I'm able to tell you that I am officially employed!

Whew...  that was quite the rant.   SORRY!!!!   I hope you will forgive me.  =)  It's going to be a good week.  It's just got to be!